Each Blue Cross Blue Shield plan will vary based on your state of residence, and your specific plan. There are 36 separate health insurance companies nationwide that make up the BCBS Association, and your plan may be listed under a different brand name. Deductibles, co-pay amounts and network providers will be different for each plan. BCBS offers tiered plans in the categories of bronze, silver, gold and platinum, although not every plan is available in each state. While bronze plans typically cover 60% of medical costs after payment of a high deductible, platinum plans cover approximately 90% of costs with a lower deductible, but higher monthly payment. To find out what your plan covers, you may begin by calling the number on the back of your Blue Cross Blue Shield identification card, or you may contact us directly at Guardian Recovery Network.