GUARDIAN RECOVERY NETWORK HUMANA HEALTH INSURANCE
Guardian’s continuum of care is individually tailored to your lifestyle, addiction severity, mental health diagnosis & stay length.
At the Guardian Recovery Network our world-class recovery services and facilities include detoxification programs, inpatient and outpatient care. This continuum of care extends to aftercare planning and case management services. Of course, cost is of the utmost concern when choosing a recovery facility for yourself or your loved ones. At each of our addiction treatment and mental health centers in Florida, Maine and New Jersey, we will act as your champion and advocate to ensure that your Humana health insurance plans are leveraged to minimize your out of pocket expense.
All treatment centers within the Guardian Recovery Network work with most major insurance providers, including Humana. Humana’s diverse line of health insurance plans include benefits for what Humana health insurance providers refers to as SUD, or Substance Use Disorders. Benefits extend to medication assisted treatment, individual and group counseling, and inpatient treatment. SUD treatment is not available on all plans. In addition to SUD treatment, Human’s Behavioral Health benefits extend to coverage for co-occurring disorders such as depression, anxiety, bi-polar disorder and more. Members may find out if their plan includes behavioral health benefits by dialing the membership number on the back of their Humana plan identification card.
While Humana operates in all 50 states, each Humana plan will vary based on your state of residence, and your specific plan. Deductibles, co-pay amounts and network providers will be different for each plan. Individual plans purchased through the Health Insurance Marketplace are categorized into tiers of bronze, silver, gold and platinum. While bronze plans typically cover 60% of medical costs after payment of a high deductible, platinum plans cover approximately 90% of costs with a lower deductible, but higher monthly payment.
To find out what your plan covers, you may begin by calling the Guardian Recovery Network’s insurance specialist at 877-831-2533 or contact us online. As part of our commitment to working with your insurance provider to obtain best-possible reimbursement for residential and Intensive Outpatient Program treatment plans, we will do all we can to ensure your Humana benefits are maximized.
Humana subscribers in the eastern United States recently rated the plan number one in overall consumer satisfaction. The consumer survey accounted for coverage and benefits, provider choice, information and communication, claims processing, cost, and customer service. Formally LifeSynch, Humana Behavioral Health continues to be committed to treating both the physical and mental aspects of health conditions to address the whole person, thereby encouraging faster recovery while lowering the overall costs of health care. We are pleased to work with Humana at our network of addiction treatment facilities throughout the eastern United States.
Every health plan’s benefits will vary. A range of deductibles, copayments and coinsurance rates are found across a variety of Health Maintenance Organization, or HMO plans and Preferred Provider Organization, or PPO plans. In addition, Humana may offer the lesser known Exclusive Provider Organization (EPO) plan or High Deductible Health Plans (HDHP) in your state. Not all Humana health plans include behavioral health coverage. Only plans purchased through the Health Insurance Marketplace are required to do so by law.
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We know that choosing the right addiction treatment center can be daunting. At the Guardian Recovery Network we’re elevating treatment standards, and this begins with ensuring your insurance coverage is maximized at each of our facilities. Our goal is to help you begin your treatment as soon as possible.
Should you need any assistance navigating our locations, our offerings, our individualized programming, or our insurance guidelines, we’re here to help. Together, we’ll secure a thriving future for you—and your family.