GUARDIAN RECOVERY NETWORK CIGNA HEALTH CARE COVERAGE
Guardian’s continuum of care is individually tailored to your lifestyle, addiction severity, mental health diagnosis and stay length.
At the Guardian Recovery Network, we understand that cost is among the first and foremost concerns when choosing a recovery facility for yourself or your loved ones. Our commitment to world-class service includes working to ensure that your Cigna health plan is leveraged to minimize your out-of-pocket expenses for inpatient and outpatient detoxification programs. Your Cigna plan may also be used to reduce your cost for aftercare planning and case management services. Trust that our Guardian Recovery Network specialists are trained to work closely with Cigna to ease your financial burden and stresses as much as possible.
‘Cigna Health Insurance’ was the result of a 1982 merger between two insurance giants at the time, Connecticut General and the INA Corporation. Today, the insurance provider offers health care plans to approximately 16 million Americans globally. Cigna’s Behavioral Health plans provide coverage for alcohol and drug addiction treatment via over 122,000 health care professionals at 14,000 facilities nationwide. Cigna’s Behavioral Health benefits cover treatment for substance use disorders as well as mental health services, such as treatment for depression, anxiety, PTSD and ADD.
While Cigna’s Behavioral Health benefits will vary based on your specific medical plan, Cigna commits to no separate deductible for behavioral health services and offers Complex Case Management services that will help coordinate your care between medical doctors, mental health professionals, and your pharmacist. In 2015, Cigna’s Case Management programs were proven to reduce overall medical expenses over 20% for most patients.
Cigna Behavioral Health Benefits are included in all Cigna employer-based plans. Substance use disorder services are also included in all marketplace plans, along with behavioral health services as an essential health benefit. Your coverage includes all levels of mental health care including outpatient care such as 12-step programs, routine outpatient care (ROC) such as group or individual therapy, intensive outpatient programs (IOP), and inpatient care.
How much your services will cost you depends on your medical plan’s deductible and co-pay amount, as well as the co-insurance rate. Your deductible is the amount you are responsible for paying before your health insurance plan begins to cover any expenses. Your co-payment amount is a fixed amount you must pay for a particular service before your insurance provides coverage. Once the deductible and co-payment are met, your co-insurance is the percentage of a claim that your health plan will cover. Additional factors that affect your coverage may include the type of addiction being treated, the length of stay in a given rehab facility, the period of time needed in outpatient or aftercare services. The quickest and easiest way to see how your benefits may apply within the Guardian Recovery Network is to call us at 877-831-2533.
Cigna has long been committed to helping its customers who suffer from substance abuse. In 2015 Cigna made a commitment to improve treatment for substance use disorders. In collaboration with the American Society of Addiction Medicine (ASAM), Cigna facilitated research efforts by providing two years of claims data to study trends in treatment, and subsequent relapse, in order to promote better success with long term recovery. The study was partially funded by the National Institute on Alcohol Abuse and Alcoholism. In 2018, Cigna announced the success of another initiative, a 25% reduction in opioid use, thanks to a partnership with physicians to encourage alternate forms of pain reduction. The success of the partnership has reduced opioid use among Cigna patients to pre-epidemic levels. The Cigna Foundation continues to donate annually to non-profit organizations working to curb the opioid epidemic and other alcohol and drug abuse disorders.
The best way to find out if your plan will mitigate the cost of your care within the Guardian Recovery Network is to Contact us online or call the Guardian Recovery Network at 877-831-2533. We know that choosing the right rehab facility can be daunting. Our goal is to help you begin your treatment as soon as possible. Should you need any assistance navigating our facility offerings, our individualized programs, or our insurance guidelines, we’re here to help. Together, we’ll secure a thriving future for you and your family.
If you or someone you love needs support for today and hope for tomorrow, your journey begins with a phone call to 877-831-2533.
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We know that choosing the right addiction treatment center can be daunting. At the Guardian Recovery Network we’re elevating treatment standards, and this begins with ensuring your insurance coverage is maximized at each of our facilities. Our goal is to help you begin your treatment as soon as possible.
Should you need any assistance navigating our locations, our offerings, our individualized programming, or our insurance guidelines, we’re here to help. Together, we’ll secure a thriving future for you—and your family.